Life Insurance Awareness Month: Meet Boomer

Western Fraternal Life is a proud member of the Life Foundation, a life insurance awareness organization. September is Life Insurance Awareness Month and today we are highlighting Boomer Esiason, the 2013 Life Foundation Spokesman for Life Insurance Awareness Month.

thCAVR9GBCA record-setting NFL quarterback, and now a seasoned radio and TV broadcaster—that’s how most people know Boomer Esiason. But before his fame on and off the gridiron came a tough road for Boomer and his family.
When he was just 7, Boomer’s mother, Irene, who was 37, died of cancer. That left Boomer, his father and his two teenage sisters to create a life for themselves. A three-hour daily commute to work in New York City left Boomer’s father, Norman, with little free time, but he always made sure he supported Boomer, both on and off the field. The family was also forced to rely on friends and relatives, as Boomer’s mother died without life insurance and there was little money left each month to pay for any extra help. “I was handed a life lesson early, growing up with one parent,” says Boomer, “It wasn’t the easiest life—my dad sacrificed a lot.”
Through determination, hard work and the support of his father, Boomer was able to leverage his talent at football to gain a full scholarship to the University of Maryland. He then went on to become one of the most successful quarterbacks in NFL history during his 14-year career, leaving the game in 1997 in the top 10 of many quarterback career statistical categories.
From the beginning, Boomer has protected his family—wife, Cheryl, and their children, Sydney and Gunnar—with life insurance. And as his career as a radio and TV broadcaster has grown, his life insurance coverage has grown as well. It has become especially important to Boomer, given that Gunnar is fighting cystic fibrosis and will need financial support throughout his life. “Life happens at the most unexpected of times, and life insurance is about protecting the future and the people you love,” he says. “Remember, if something happens and you haven’t done the planning, the people you leave behind will feel the brunt of your mistakes.”
Numbers make a difference, especially when it comes to protecting your family with life insurance. Use the easy Life Insurance Needs Calculator at http://www.lifehappens.org/lifecalculator to make sure your numbers measure up. Then meet with a qualified insurance professional. They can help you determine the right amount and type of coverage to meet your needs.
http://www.lifehappens.org/boomer
Boomer Esiason is the national spokesperson for Life Insurance Awareness Month 2013, and his services were retained by the Life and Health Insurance Foundation for Education. © 2013 LIFE. All rights reserved.

Getting Financially Fit

Piggy BankRecently, the news has been all about how young people, in Generations X and Millenials, are stymied by exponentially rising costs of students loans, coupled with tighter lending practices on mortgages and cars. It is difficult to think about planning for a family or retirement when each month students are paying a large percent of their paychecks to student loans. So how can we teach the next generation about how to become financially responsible?

How can we afford college? These 10 ways might seem obvious, but if a student follows each they are less likely to go into debt beyond what they can afford.

http://finance.yahoo.com/news/10-ways-afford-life-college-105500510.html

It’s true that student loans are hurting in the short term on a personal level, but it also extends to the rest of the economy. Check out this article to learn more.

http://news.yahoo.com/student-debt-hurting-economy-073000999.html

While the article is called ‘5 signs you may be broke in 10 years’, it is really just good advice about what to do NOW so you can be financially successful.

http://finance.yahoo.com/news/5-signs-you-may-be-broke-in-10-years-171228891.html

This article looks beyond today and at the potential for investing in tomorrow.

http://csbj.com/2013/03/18/millennials-young-adults-could-become-next-generation-of-dominant-investors/

This is an article that examines how we got to this point and what we can do to teach future kids how to live within their means.

http://finance.yahoo.com/news/kids-going-broke-fault-103000786.html

And finally, an article about how to get past the tricky hang-ups of budgets.

http://finance.yahoo.com/news/5-reasons-budgets-fail-them-050000652.html

Western Fraternal Life can also help to secure financial future. Whether it’s an annuity or a life insurance certificate, we can help you feel safe with your choices today. Click here to learn more about our products or click here to find an agent near you!